Terms of Service

1. Zero Tolerance Policy

• This platform maintains a strict zero-tolerance policy for objectionable content.
• Any form of abusive behavior towards other users is strictly prohibited.
• Users found violating these terms will have their accounts terminated immediately.

2. Content Guidelines

• All content must be appropriate and respectful.
• Users are responsible for any content they post or share.
• Prohibited content includes but is not limited to: hate speech, harassment, explicit material, or illegal content.

3. Account Termination

• We reserve the right to terminate accounts that violate these terms.
• No refunds will be provided for terminated accounts.

4. Reporting

• Users are encouraged to report any violations of these terms.
• All reports will be investigated thoroughly.

5. Privacy Policy & Data Collection

• We collect personal information to provide and improve our services.
• Data collected includes: profile information, content you create, device information, usage analytics, and payment details (for creators).
• We use your data to: personalize your experience, process payments, provide customer support, ensure platform safety, and comply with legal obligations.
• Your data is protected according to South African Protection of Personal Information Act (POPIA) standards.
• We may share data with trusted service providers (payment processors, cloud storage) under strict confidentiality agreements.
• You can request access to, correction of, or deletion of your personal data at any time.
• Data retention: We keep your data as long as your account is active or as required by law.

6. Creator Payments & Financial Information

• Creators may earn money through the platform.
• We collect banking details and tax information for payment processing.
• Payment processing is handled by regulated third-party providers.
• Creators are responsible for their own tax obligations.
• We may request verification documents to prevent fraud and comply with financial regulations.

7. User Responsibilities

• You agree to use the application in a lawful and responsible manner.
• Do not attempt to gain unauthorized access to other users' accounts or data.
• You are responsible for maintaining the confidentiality of your login credentials.
• You must provide accurate information when creating your account.

8. Intellectual Property

• You retain ownership of content you create and post.
• By posting content, you grant HubTweak a license to display, distribute, and promote your content on the platform.
• You must not post content that infringes on others' intellectual property rights.

9. Limitation of Liability

• HubTweak is provided 'as is' without warranties.
• We are not liable for any indirect, incidental, or consequential damages.
• Our liability is limited to the amount you paid for the service.

10. Changes to Terms

• We may update these terms from time to time.
• Continued use of the service constitutes acceptance of updated terms.
• We will notify users of significant changes.

11. Governing Law

• These terms are governed by South African law.
• Any disputes will be resolved in South African courts.

By accepting these terms, you acknowledge that you have read, understood, and agree to be bound by this agreement, including our data collection practices and zero-tolerance policy.